This blog may cause nausea. The topic has my stomach flip-flopping. It is about insurance. Some of you need not read any further. You may have your own gut-wrenching stories to discuss.
When I was single and had only my teacher’s salary to declare, I qualified for The Oregon Health Care. For some things, it covered costs a hundred percent. Other things, not a thing.
The restrictions have been potentially costly. I could only go to a pre prescribed doctor. I got lucky as I like Doctor Hacker a lot. Easy name to remember. The doc I had for over twenty years works at Oregon Medical Group, which won’t touch clients with The OHP.
When I talked to the doctor about getting Prolia, the only drug I can use for Osteoporosis, she said OHP won’t cover it. What do I do? Get better insurance was her advice.
Now that I am married, I can pay for Sylvia’s insurance at about a grand a month. More than half of my income will go to paying for insurance.
Today I found out that Moda covers Prolia. Good News, you would be thinking, but then I asked how much would be coming out of my pocket. For a one mg shot, which is a twice a year affair for the rest of my life.
$411.00. I have had a few if of these shots, but never had to take a hit like that in the wallet.
What it’s happening to the grand I am giving the insurance doing? Waiting for an accident or heart attack that could clean me out, though the daily stuff is already doing that, though at a slow rate.